Description
HOMEOWNER TO HOMEOWNER FINANCING - BELOW-MARKET Interest Rate - ONLY 5% DOWN! Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~5% down (~$25K). Not lease-to-own - true ownership with title at closing. Fixed $3,600/mo (taxes & insurance incl., HOA separate) at a rate lower than today's banks. 27-year loan from homeowner - no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms - act fast! Financiamiento de Dueño a Dueño – ¡No necesita banco! Solo 5% de enganche (~$25K). Propiedad de 4 recámaras, 2.5 baños, con 2,466 pies², construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opción a compra – usted recibe el título en el cierre. Pago fijo de $3,600/mes (impuestos y seguro incluidos; HOA por separado) con tasa más baja que los bancos. Préstamo de 27 años directo del dueño — sin aprobación bancaria. Cierre rápido, calificación sencilla, ITIN aceptado, sin verificación bancaria.
Property Details
| Status | Active |
| MLS # | ACT210053798 |
| Taxes | $9,126 (2025) / year |
| HOA Fees | $55 / Monthly |
| Type | Residential |
| Year Built | 2019 |
| Lot Size | 0.21 AC / 9,003 SF |
| County | Hays |
| Subdivision | Cool Spgs Ph 1 |
| Garage Spaces | 3 |
Property Information
Interior
Exterior
Appliances
Community
Parking
Utilities & Construction
Directions: Exit 213 off IH-35 onto FM-150 East. Approximately 2 miles turn right onto Mineral Springs then an immediate left onto Juniper Springs then right onto Copper Ln.
Location
Property History
| Date | Event | Price |
|---|---|---|
| Feb 15, 2026 | Listed (Active) · MLS# ACT210053798 | $500,000 |
| — | Original List Price | $510,000 |
Full transaction history may not be available. Data sourced from ACTRIS MLS.
Public Records
| Beds | 4 |
| Lot Size | 9,003 Sq. Ft. |
| Style | Residential |
| County | HAYS |
| MLS # | ACT210053798 |
Schools
Please verify enrollment eligibility directly with schools.
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Payment Estimate
For illustrative purposes only. Contact a lender for accurate figures.